Agent View
The site as an AI agent gets it, beside the site as a person sees it. What it can read, what it has to cut away, and what it never sees.
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reCAPTCHA # Pennymac Announces Organizational Changes Press Releases October 6, 2025 min read Share Multimedia Files WESTLAKE VILLAGE, Calif.—(BUSINESS WIRE)—PennyMac Financial Services, Inc. (NYSE: PFSI) and PennyMac Mortgage Investment Trust (NYSE: PMT) (collectively, “Pennymac” or “the company”) today announced key executive leadership appointments. Kevin Ryan will be joining the company on October 13, 2025 as Senior Managing Director, Chief Strategy Officer. Additionally, Marshall Sebring has been promoted to Senior Managing Director, Chief Investment Officer. Finally, Shiva Iyer will be assuming the position of Senior Managing Director, Chief Enterprise Risk Officer. "These appointments are a vital step in aligning our organization with future growth opportunities and the continued evolution of our business," said David Spector, Chairman and CEO of Pennymac. "Adding a leader of Kevin’s caliber and recognizing the proven talents of Marshall and Shiva adds to and highlights our deep bench of experienced leadership. These enhancements to our executive team are designed to optimize our business execution, elevate our risk management framework, and ensure we have the right strategic focus to continue driving our business forward." Kevin Ryan joins Pennymac following a distinguished career in financial leadership. Most recently, he served as Chief Financial Officer at Better (Nasdaq: BETR), where he managed all of the company's finance, accounting, and risk functions. During his tenure, he led a 2.5-year public listing process via a special purpose acquisition company merger that closed in August 2023. Mr. Ryan also oversaw a restructuring of the product, tech, sales, and operations teams to drive accelerated workflow automation. Before joining Better in 2020, Mr. Ryan spent more than two decades at Morgan Stanley, where he was a Managing Director of Investment Banking and Head of Banks and Diversified Finance, covering financial technology companies, consumer finance companies, and mortgage real estate investment trusts. Marshall Sebring has been promoted to Senior Managing Director, Chief Investment Officer for PFSI and PMT, responsible for enterprise investment strategy and market and interest-rate risk management. Mr. Sebring joined the company in 2024 to lead Portfolio Risk Management, where he strengthened the interest-rate hedging program and advanced PMT’s capital-allocation framework before assuming leadership of the portfolio investment team. He has deep expertise in mortgage-backed securities (MBS) investing and trading, mortgage servicing rights hedging, and asset-liability management. Previously, Mr. Sebring was a Managing Director at JPMorgan Chase & Co., overseeing the bank’s Agency MBS investment portfolio. Prior to that, he was a Managing Director and fixed-income portfolio manager at BlackRock, Inc. Shiva Iyer has been promoted to lead Pennymac’s enterprise risk functions, leveraging his extensive background in risk management, audit, and corporate finance. Mr. Iyer has been a key leader at the company since December 2016, first as Senior Enterprise Risk Officer and most recently as Chief Audit Executive. Prior to Pennymac, he held executive positions at MUFG and Bank of America, with oversight of credit risk, mortgage operations, and regulatory response. ##### About PennyMac Financial Services, Inc. PennyMac Financial Services, Inc. is a specialty financial services firm focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. Founded in 2008, the company is recognized as a leader in the U.S. residential mortgage industry and employs approximately 5,300 people across the country. For the twelve months ended March 31, 2026, PFSI's production of newly originated loans totaled $154 billion in UPB, making it a top lender in the nation. As of March 31, 2026, PFSI serviced loans totaling $720 billion in UPB, making it a top mortgage servicer in the nation. Additional information about PFSI is available at [pfsi.pennymac.com](https://pfsi.pennymac.com/). ##### About PennyMac Mortgage Investment Trust PennyMac Mortgage Investment Trust is a mortgage real estate investment trust (REIT) that invests primarily in residential mortgage loans and mortgage-related assets. PMT is externally managed by PNMAC Capital Management, LLC, a wholly-owned subsidiary of PennyMac Financial Services, Inc. (NYSE: PFSI). Additional information about PennyMac Mortgage Investment Trust is available at [pmt.pennymac.com](https://pmt.pennymac.com/) . ##### Contacts ###### Media Kristyn Clark [[email protected]](mailto:[email protected]) [805.395.9943](tel:8053959943) ###### Investors Kevin Chamberlain Isaac Garden [[email protected]](mailto:[email protected]) [818.264.4907](tel:8182644907) Share Connect with us [LinkedIn](https://www.linkedin.com/company/pennymac/) [Instagram](https://www.instagram.com/pennymacusa/) [ YouTube](https://www.youtube.com/@Pennymacusa) #### Want to stay in the know about today's interest rates? Sign up for emails and get updates directly in your inbox! #### Your info has been received! Thanks for signing up for Pennymac updates! If you have any questions about our rates, mortgages, etc., you can always call us at [866.549.3583](tel:1-866-549-3583) . #### Sorry, but something went wrong Please refresh the page and try again. Or if you have any questions about our rates, mortgages, etc., you can always call us at [866.549.3583](tel:1-866-549-3583) .
An agent gets this page whole: its own text is in the HTML the server sends.
The figures
100 pages, set against the 167,893 sites with figures.
- Readablehigher is better
- 100%100 of 100 pages
- All 167,893 sitesBetter than 47%
Pages whose own text is in the HTML the server sends, enough of it for their kind.
- Cleanhigher is better
- 67%middle page
- All 167,893 sitesBetter than 45%
Of the words before script, the share that are the page and not menus, footer and forms.
- Costshown, never scored
- 344,496tokens
- About 3,445 a page
To read every page once. A long page that answers well is not worse for it. Tokens are estimated at about 4 characters each.
How its pages spread on Clean
100 pages measured.
Against its rivals
The sites nearest it by what they do, with figures. Close means similar work, not better.
No site near it by what it does has figures yet.
AI crawler access
What robots.txt says to each, as read on October 24, 2026. 8 of 8 may read the site.
| Crawler | robots.txt says | Used for | The line that decides |
|---|---|---|---|
| GPTBotOpenAI | Not named | Training models | Falls to User-agent: * |
| OAI-SearchBotOpenAI | Not named | ChatGPT search | Falls to User-agent: * |
| ChatGPT-UserOpenAI | Not named | A page a person asks about | Falls to User-agent: * |
| ClaudeBotAnthropic | Not named | Training models | Falls to User-agent: * |
| Claude-SearchBotAnthropic | Not named | Claude’s search | Falls to User-agent: * |
| PerplexityBotPerplexity | Not named | Perplexity search | Falls to User-agent: * |
| Google-ExtendedGoogle | Not named | Training Gemini | Falls to User-agent: * |
| bingbotMicrosoft | Not named | Bing and Copilot | Falls to User-agent: * |
Every AI crawler mttr checks may read it. Not named means the rules for every crawler apply.
Every page
Worst first. Each opens in Agent View at the top.
No page loses anything an agent needs.Open the action plan
Show where it stands
A card, a badge and a line, each with the figures.
A badge for the site
<a href="https://mttr.si/agent-view/pennymac.com"><img src="https://mttr.si/agent-view/pennymac.com/badge.svg" alt="Agent View: 100% readable, 67% clean" height="20"></a>
The figures in one line
pennymac.com in Agent View: 100% of pages readable, better than 47% of sites; 67% clean; 344,496 tokens to read all 100 pages. mttr.si/agent-view/pennymac.com
What to do next
Fix the pages, let an agent do it, and read the site again to see the figures move.
Fix what agents miss
No page loses anything an agent needs. The action plan has the site’s other fixes.
Open the action planConnect your agent
Claude Code, Codex or Cursor reads the site’s fixes over MCP, fixes a page in your code, has mttr read it again, and checks the fix landed.
https://mttr.si/mcpSet up an agent
Claim the site
Prove it is yours with a DNS record or a file. Your agent can then reach its reads and jobs, and set each change to wait for your approval.
Claim the siteDrawn from the HTML mttr fetched on its read of October 24, 2026, not a screenshot, and only from the 100 pages read, where the read stopped at its page limit. An assistant’s own reader may differ. Tokens are estimated at about 4 characters each. A site an agent reads well is not a site an assistant cites.