perlmortgage.com

Read 2 days ago, 1 page. Read it again

Top 5%of the 76,857 sites of up to 10 pages, at #1,064

It scores 93. Gemini does not cite it yet when asked “Which high yield savings accounts pay the most right now?”; it cites 4 other sites. See the answer

A score says pages are well formed. It does not say an assistant cites the site.

Fix this first

Publish a sitemap

93 now95 with itTop 1% from 97

#11,034to#4,9666,068 places upIt is about the whole site. 3 in 4 ranked sites pass it.

Agent View, 100% readable by AI agentsAsked about, named in 0 of 9 questions

Where it ranks

Up 9,091 places since Oct 14, from #20,125. 4 points take it into the top 1%.

Open the leaderboard

Beside it on the board

  1. #11,032sandiegokitchenrenovation.com93
  2. #11,033givemomentum.com93
  3. #11,034perlmortgage.com93
  4. #11,035uncommongoods.com93
  5. #11,036fatquartershop.com93

4,318 sites score 93. A tie goes to the site with faster, leaner pages that say more and keep improving.

To the top 1%

  1. 93Now#11,034
  2. 95Publish a sitemap#4,966
  3. 97Settle on one addressTop 1%

2 fixes. Top 1% starts at 97.

Where it stands

Each stage against the middle site. It trails on Access.

Access35 points87
Middle site
91
Behind by
4

Worth the mostPublish a sitemap+2

Understand30 points91
Middle site
59
Ahead by
32

Worth the mostDescribe images+2

Trust20 points100
Middle site
98
Ahead by
2

Full marks1 in 4 ranked sites have them

Act15 points100
Middle site
57
Ahead by
43

Full marks2 in 7 ranked sites have them

Against a typical site

The readThis siteTypicalAgainst typical
Pages read14443 fewer than typical
Links a page42133.3× typical
Words a page7053941.8× typical
Rules failing somewhere41410 fewer than typical
Half its pages answer in36 ms210 ms83% faster than typical

This siteWorse than typicalTypical, the middle ranked site, worked out each hour

The work, worth the most first

4 fixes. The first 3 are worth the most; each group says the places it lifts the site, counted from where every ranked site scores now.

Open the action plan
FixIts pages that fail it, fewer is betterSites passing
Worth 2 points each6,068 places up each
Publish a sitemapAccessAbout the whole site3 in 4
Settle on one addressAccessAbout the whole site2 in 3
Describe imagesUnderstand1 of 12 in 7
Show 1 more fix
Worth under a point each
Add an llms.txtAccessAbout the whole site1 in 4

How AI reads this site

It reads mostly as lending, insurance and finance, and a little like real estate. 2 changes would make it plainer.

It reads as

Lending, insurance and financeIt says it is an organization.

  1. None
  2. Loosely
  3. Split
  4. Mostly
  5. Clearly
  1. Closest lines of workAgainst the closest
  2. Lending, insurance and finance
  3. Real estate
  4. Trades and home services

What an assistant reads first

Home pageWhat it says
TitleCrossCountry Mortgage | America's #1 Retail Mortgage Lender
DescriptionDiscover home loans with CrossCountry Mortgage, America's #1 Retail Mortgage Lender. Get pre-approved to buy a home, refinance, or tap into home equity today.
First headingAmerica’s #1 Retail Mortgage Lender. Again.
OpeningContinue the journey of owning your first home

2 changes so it reads plainly as what it is

  1. Say what you do, for whom and where

    Its pages read only partly as Lending, insurance and finance. An assistant matches a site to a question by what its pages plainly say.

    Agent instructions

    On perlmortgage.com, rewrite the home page title and its first sentence to say plainly what the business does, for whom and where, so the site reads as Lending, insurance and finance. Keep the title under 60 characters and lead with the service, not the name.

  2. Give each kind of work a page of its own

    It reads close to Real estate as well as Lending, insurance and finance. Mixed on one page, neither reads plainly.

    Agent instructions

    On perlmortgage.com, find where the site mixes Lending, insurance and finance with Real estate, and give each its own page, linked from the home page, so each page is about one thing.

  3. Read it again

    mttr reads the site again and says how it reads now.

An estimate made by mttr against 16 lines of work, from its home page before any script runs. It is not what any assistant says about the site. Rethink the direction with us.

Not cited in any of 3 answers

3 questions people ask about lending, insurance and finance, asked as a person would. These questions name no place.

  1. GeminiOctober 23, 2026Not among its 3 sites

    Is a HELOC or a cash-out refinance better for a kitchen remodel?

    Gemini

    Deciding whether a HELOC (Home Equity Line of Credit) or a cash-out refinance is better for a kitchen remodel depends heavily on three things: your current mortgage rate, how you want to pay for the project, and closing costs.

  2. GeminiOctober 23, 2026Not among its 4 sites

    Which high yield savings accounts pay the most right now?

    Gemini

    Top-tier high-yield savings accounts (HYSAs) generally offer annual percentage yields (APYs) between 4.25% and 5.00% APY, with the absolute market leaders clustering around 4.30% to 4.50% APY for standard configurations. Nationally available options leading the market include:

    1. 1
      Pibank Savings
      • ~4.40% APY (no minimum balance requirements)
    2. 2
      Openbank High Yield Savings
      • ~4.35% APY (includes a promotional rate boost for new customers; $500 minimum opening…
    3. 3
      Elevault High-Yield Savings
      • ~4.34% APY (on balances up to $500,000)
  3. GeminiOctober 19, 2026Not among its 5 sites

    What credit score do I need for a mortgage with five per cent down?

    Gemini

    If you want to put 5% down on a home, the credit score you need depends primarily on the type of mortgage loan you choose.

    1. 1
      Conventional Loans (Fannie Mae / Freddie Mac)
      • General Minimum 620
      • What to know Conventional loans allow a minimum down payment of 5%.
    2. 2
      FHA Loans (Federal Housing Administration)
      • General Minimum 580
      • What to know If your credit score is 580 or higher, you can technically qualify for an FHA loan with a…
      • Note on lower scores: If your score is between 500 and 579, you

Asked with only the question sent; answers vary by day, place and person. Passing a rule and being cited go together here, a correlation, not proof. A score says pages are well formed. It does not say an assistant cites the site.

mttr has read 10 of the 12 sites cited.

Fix perlmortgage.com with your agent

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In the site’s repositorynpx skills add subinternal/mttr
Then tell your agentCheck perlmortgage.com with mttr and fix what’s worth the most.

Claude Code, Codex, Cursor or any agent that reads AGENTS.md.

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Read it againChanged something? A site is read at most once every ten minutes.